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Start Enjoying Your Retirement with a Reverse Mortgage!

What is a Reverse Mortgage?

FHA insured "Home Equity Conversion Mortgages" (HECMs) are a safe, secure loan that lets you access your home's equity to get cash for your retirement funding needs. The amount you receive is based on current interest rates, the age of the youngest borrower and the lesser of the appraised value of your home, sale price or the maximum lending limit.

In general, the older you are, the lower your mortgage loan balance and the more equity you have in your home, the more money you can expect from a reverse mortgage loan. The youngest borrower must be 62 years or older.

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Reverse Mortgage Options.

Reverse Mortgages allow you to tap the equity in your home without making a monthly mortgage payment. Depending on your age, home value and equity, you may be able to access that equity in the form of cash. This can be delivered to you in one of four ways

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Steps to a Reverse Mortgage

There are six steps to a reverse mortgage and a GEM adviser will guide you through the process.

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Borrow with Assurance

A HECM loan can be a smart, secure, financial option for seniors to gain access to tax-free funds.

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